Opening a bank account in Oman

Documents, banks and digital payments.

Oman3 min readLast updated 29 Oct 2026Fact-checked 29 Oct 2026

In short

With a resident card and salary letter you can open an account at Bank Muscat, NBO, Sohar International or Bank Dhofar. Mobile payments are growing.

Needed
Resident card + salary letter
Time
1–3 days
Regulator
CBO
Cards
OmanNet

Step by step

Your progress0 / 3

Tick each step as you finish it. Open a step to see what to do.

Documents checklist

Documents ready0 / 3

Do’s and don’ts

Do

  • Use licensed exchange for remittance

Don’t

  • Don’t share OTPs

Cost estimator

Untick what doesn't apply to you. These are rough figures and fees change often, so check with the authority.

Watch out

  • Unpaid loans can block exit.

Common questions

Islamic banking?

Yes, Bank Nizwa and Islamic windows.

Background and more detail

With a resident card and salary letter you can open an account at Bank Muscat, NBO, Sohar International or Bank Dhofar. Mobile payments are growing.

Key facts

  • Needed: Resident card + salary letter
  • Time: 1–3 days
  • Regulator: CBO
  • Cards: OmanNet

Steps

  1. Choose bank
  2. Apply
  3. Give IBAN to HR

Watch out

  • Unpaid loans can block exit.

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