Opening a bank account in Oman
Documents, banks and digital payments.

In short
With a resident card and salary letter you can open an account at Bank Muscat, NBO, Sohar International or Bank Dhofar. Mobile payments are growing.
- Needed
- Resident card + salary letter
- Time
- 1–3 days
- Regulator
- CBO
- Cards
- OmanNet
Step by step
Tick each step as you finish it. Open a step to see what to do.
Documents checklist
Do’s and don’ts
Do
- Use licensed exchange for remittance
Don’t
- Don’t share OTPs
Cost estimator
Untick what doesn't apply to you. These are rough figures and fees change often, so check with the authority.
Watch out
- Unpaid loans can block exit.
Common questions
Islamic banking?
Yes, Bank Nizwa and Islamic windows.
Official links
Background and more detail
With a resident card and salary letter you can open an account at Bank Muscat, NBO, Sohar International or Bank Dhofar. Mobile payments are growing.
Key facts
- Needed: Resident card + salary letter
- Time: 1–3 days
- Regulator: CBO
- Cards: OmanNet
Steps
- Choose bank
- Apply
- Give IBAN to HR
Watch out
- Unpaid loans can block exit.
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