Healthcare in Saudi Arabia for expats
Mandatory insurance (CCHI), clinics and how to book appointments.
In short
Private-sector employers must provide health insurance under CCHI for employees and their families. Expats use private hospitals and clinics; booking is usually via apps.
- Insurance
- Mandatory, employer-paid
- Family
- Covered by employer by law
- Regulator
- CCHI
- Emergency
- 997
Step by step
Tick each step as you finish it. Open a step to see what to do.
Linked to your Iqama.
Documents checklist
Do’s and don’ts
Do
- Check approval for procedures
Don’t
- Don’t pay for covered services without asking for approval
Cost estimator
Untick what doesn't apply to you. These are rough figures and fees change often, so check with the authority.
Watch out
- Insurance validity is checked when renewing the Iqama.
Common questions
Is family cover mandatory for employer?
Yes, spouse and children under 25 per CCHI rules.
Official links
Background and more detail
Private-sector employers must provide health insurance under CCHI for employees and their families. Expats use private hospitals and clinics; booking is usually via apps.
Key facts
- Insurance: Mandatory, employer-paid
- Family: Covered by employer by law
- Regulator: CCHI
- Emergency: 997
Steps
- Get insurance card – Linked to your Iqama.
- Find network hospital – Insurer app.
- Book via app – Many hospitals have own apps.
Watch out
- Insurance validity is checked when renewing the Iqama.
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