Healthcare and insurance in Oman

Mandatory insurance (Dhamani), private hospitals and costs.

Oman3 min readLast updated 29 Oct 2026Fact-checked 29 Oct 2026

In short

Oman is introducing mandatory employer-paid health insurance for private-sector expats (Dhamani). Expats otherwise pay at public hospitals; most use private hospitals with insurance.

Insurance
Employer (rolling out)
Private GP
OMR 10–25
Emergency
9999
Regulator
MOH

Step by step

Your progress0 / 3

Tick each step as you finish it. Open a step to see what to do.

  1. From HR.

Documents checklist

Documents ready0 / 2

Do’s and don’ts

Do

  • Check family cover

Don’t

  • Don’t skip approvals

Cost estimator

Your estimateOMR 150 – 600

Untick what doesn't apply to you. These are rough figures and fees change often, so check with the authority.

Watch out

  • Public hospitals charge expats.

Common questions

Are pharmacies open late?

Yes, many 24-hour pharmacies in Muscat.

Background and more detail

Oman is introducing mandatory employer-paid health insurance for private-sector expats (Dhamani). Expats otherwise pay at public hospitals; most use private hospitals with insurance.

Key facts

  • Insurance: Employer (rolling out)
  • Private GP: OMR 10–25
  • Emergency: 9999
  • Regulator: MOH

Steps

  1. Get card – From HR.
  2. Find network
  3. Book

Watch out

  • Public hospitals charge expats.

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