Healthcare and insurance in Oman
Mandatory insurance (Dhamani), private hospitals and costs.

In short
Oman is introducing mandatory employer-paid health insurance for private-sector expats (Dhamani). Expats otherwise pay at public hospitals; most use private hospitals with insurance.
- Insurance
- Employer (rolling out)
- Private GP
- OMR 10–25
- Emergency
- 9999
- Regulator
- MOH
Step by step
Tick each step as you finish it. Open a step to see what to do.
From HR.
Documents checklist
Do’s and don’ts
Do
- Check family cover
Don’t
- Don’t skip approvals
Cost estimator
Untick what doesn't apply to you. These are rough figures and fees change often, so check with the authority.
Watch out
- Public hospitals charge expats.
Common questions
Are pharmacies open late?
Yes, many 24-hour pharmacies in Muscat.
Official links
Background and more detail
Oman is introducing mandatory employer-paid health insurance for private-sector expats (Dhamani). Expats otherwise pay at public hospitals; most use private hospitals with insurance.
Key facts
- Insurance: Employer (rolling out)
- Private GP: OMR 10–25
- Emergency: 9999
- Regulator: MOH
Steps
- Get card – From HR.
- Find network
- Book
Watch out
- Public hospitals charge expats.
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